ABA is essential however, it should be required that all insurance providers cover it. Per all are not. Some employee sponcered insurances don't cover.  While employee's don't get to determine which provider their employers choose so all providers should cover the same option certainly pertaning to disablities.   Per if employers are going to except the cheapest propsal to save on cost, then employees who's children have Autism and other disablities will not be able to get this service through insurance and to pay out of pocket will cost thousands of dollars.  I covered my family for many years working for a large Insurance provider with a headquater in Richmond, VA however, when I was laid off due to out sourcing then swithched to my spouces employer sponsered insurance they did not cover.  While my husband works for a equally large corporation as a RN the insurance they provided has found a way to get around the law and or not provide coverage. 

Also, it should not be caped at age seven. Why?  Aferican American children are often diagnosed three years later then caucasian children by caping the age at seven black children are not benefiting from this legislation as they could becasue they may not be identified by age seven.  Also, a child that is eight, nine or ten, socially, emotionally, developmentally delayed and whose fuctional abilities are compromised will still benefit from services and can be taught just like a seven year old and often time can be developmentally younger then age. 

Food for thought !! Just some of my expeience as a mother of a black boy with aspergers not diagnosed until almost six.