I think it's good that we can carry over excess hours into the next year.  However, I agree that requiring certain hours to be live can be difficult for some folks.  I've done those live SECO lectures before and agree with the previous poster- those are easy to watch, rewind and review again, with test at end... I still prefer live CE but it can get expensive and some years is just difficult to fit into the schedule.  Adding practice management as a CE option is great.  Some good, some bad changes here.