I have been in business 28 years and I see absolutely no reason why appraisers should be forced to use a delivery method that is open to manipulation and omissions and where your signature is not affixed to a report but is instead 'stored' in a seperate file.

In the past I have refused to deliver my reports in this method and will continue to do so. There is no good reason not to be able to deliver confidential reports in a secure adobe pdf format with a signature actually AFFIXED to a report that is readily viewable by any intended user.

If in fact lenders are 'concerned' about emailed reports being intercepted (although I've never heard of an actual incident when this happened) then it's a very easy and inexpensive thing to obtain a digital ID and encrypt report contents.