• As an appraiser for +14 years, it is disheartening to see the drastic loss of integrity of those who receive our appraisal reports. In 2007, I received several calls by a major purchaser of loans to verify the estimated values in appraisal reports since my signature was removed and the data was manipulated.  Since then, I refuse to utilize AI Ready Forms on Appraisal Port and have lost my biggest client - FNMA (which buys mortgages on the secondary market, pools them and sells them as mortgage-backed securities to investors on the open market).
• How many other appraisal reports have been manipulated by changing comparable sales prices and estimated values? A new PDF software from Adobe does NOT allow a user to change the data.  During 2008, the software is free.  Further, the upcoming minimum cost is negligible. I believe the Commonwealth of Virginia should require every appraiser to utilize this software to protect themselves, the reputation of the Commonwealth of VA, the lender, and the investor.

Let's show the nation that we (appraisers in VA) are capable and willing to make positive decisions for the financial future of our citizens and those who invest in the Commonwealth.