This endorsement is a simple and flexible addition that will ensure that teachers have learned the basic tenets of economics and personal finance before teaching the same coursework to Virginia students.  There are multiple means of meeting the requirement, and time to complete those requirements.  It is essential to our children's life success that they understand the basics of personal finance, and they deserve to learn these topics from teachers who have spent time to understand the concepts.  As someone with a career in finance, I have seen the differences in life outcomes between those who have learned these important skills at a young age and those who have not.  This endorsement takes a simple but important step to ensure that Virginia students get the best possible financial education.  The cost/benefit is clear.